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Home > Wen Yuan (High School Edition) > 2022 No.11 > 金融科技创新对商业银行存贷款定价的影响分析

  • 金融科技创新对商业银行存贷款定价的影响分析

    Author(s)：

    王江伟

    Publication Title：

    Wen Yuan (High School Edition) 2022 No.11

    Affiliations：

    河南省安阳商都农商银行

    Abstract：

    金融科技为商业银行存贷款业务的开展提供了新的机遇，金融科技改变了商业银行的业务模式、定价方式及成本效益，从不同方面影响着商业银行发展，而在商业银行所有业务中，存贷款属于核心部分，存贷款定价不仅关乎短期经营效益，还可影响商业银行的长期发展建设，并在宏观环境下对金融市场资源配置造成影响，为确保商业银行能够更好地应对金融科技，需分析金融科技与商业银行存贷款定价间的影响关系，并基于该关系制定一系列发展策略。

    Keywords：

    金融科技；科技创新；商业银行；存贷款定价

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    [1] 王江伟.金融科技创新对商业银行存贷款定价的影响分析[J].Wen Yuan (High School Edition),2022(11),.

文渊(高中版)
Wen Yuan (High School Edition)

Language: 中文

CN：11-9276/G

ISSN：2096-6288

Publication Frequency: 月刊

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