互联网时代我国商业银行贷款业务存在问题及对策研究_OpenScirbe Publishing

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互联网时代我国商业银行贷款业务存在问题及对策研究

Author(s)：
成伟

Publication Title：

Wen Yuan (High School Edition) 2022 No.05

Affiliations：
江苏银行南通分行

Abstract：
本文旨在研究互联网时代国商业银行贷款业务存在的问题，并提出相应的对策，最后总结了高效开展我国商业银行贷款业务的措施。通过对疫情后的经济环境和商业银行的贷款业务进行分析，发现存在贷款需求下降、不良贷款增加、利率压力等问题，提出了客户教育和宣传、开发新贷款产品、强化风险管理、多元化利润来源等对策，以应对这些问题并提升商业银行贷款业务的发展和服务质量。

Keywords：
互联网时代；商业银行；贷款业务；问题；对策

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[1] 成伟.互联网时代我国商业银行贷款业务存在问题及对策研究[J].Wen Yuan (High School Edition),2022(05),.

文渊(高中版)

Wen Yuan (High School Edition)

Language: 中文

CN：11-9276/G

ISSN：2096-6288

Publication Frequency: 月刊

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