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浅析国内个人寿险现状

Author(s)：
操艳敏吴艳旻时铭

Publication Title：

Wen Yuan (Primary School Edition) 2020 No.05

Affiliations：
中国平安人寿保险股份有限公司安徽分公司安徽合肥 230000

Abstract：
人寿保险是众多保险品种中最重要的一种,它以人的生死和疾病为保险事故的保险.国内保险处于高速发展阶段,让保险回归保障功能越来越得到体现.但国内保险密度和深度与发达国家仍有较大差距,在保障类产品方面仍处于很低的渗透率阶段.究其原因,主要还是国民对保险的认识尚不足,存在较多误区.建议通过保险教育、鼓励销售渠道多样化及加强监管等方面促进国内保险业发展.

Keywords：
保险保障;保险密度;保险深度;渗透率;保险教育;保险监管

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[1] 操艳敏,吴艳旻,时铭.浅析国内个人寿险现状[J].Wen Yuan (Primary School Edition),2020(05),.

文渊(小学版)

Wen Yuan (Primary School Edition)

Language: 中文

CN：11-9274/G

ISSN：2096-6261

Publication Frequency: 月刊

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